Early Exclusion Transunion - Has anyone had success lately? They should still work, equifax 1 month early (which according to an internal memo 6 years and 11 months is. Early exclusion timelines by credit bureau. Experian may exclude tradelines up to 3 months early โฏ. The fico reports do not show this. Here are the early exclusion time frames: Experian will remove counts 3 months early, not 6. Worst case scenario you ask again for early exclusion in 3 months. I called trans union and requested an early exclusion. The rep said they don't do that and asked if i would like to file a dispute on the account i want excluded. I said no i don't. Ask them and they will allow an early exclusion 6 months before the deletion date. Transunion can be done with a simple online dispute the first of the month. When you call up do not ask for early. I did an early exclusion with tu last week. I used the online system, pressed the other button, and wrote that i was requesting an early exclusion and wasn't disputing. Here is the straight scoop on getting early exclusion (deorgatory accounts removed from your report early) from all 3 credit bureaus. This is accurate 10/12/2023. There are three ways you can launch a dispute into item (s) on your report: I was able to get early exclusion with transunion and experian for 13 separate late payments on my student loans. I would definitely ask experian and transunion. They all do early exclusions as long as you're not a dickhead to a rep on the phone. Transunion up to 6 months early, experian 3 months early, equifax 1 to 2 months early. When i called transunion ( i spoke to 2 reps, on two separate calls within 30 min) and they both said they have no ability to remove things before the removal date. I was able to get early exclusion with transunion and experian for 13 separate late payments on my student loans. They were originally set to come off in october of this year.
Has anyone had success lately? They should still work, equifax 1 month early (which according to an internal memo 6 years and 11 months is. Early exclusion timelines by credit bureau. Experian may exclude tradelines up to 3 months early โฏ. The fico reports do not show this. Here are the early exclusion time frames: Experian will remove counts 3 months early, not 6. Worst case scenario you ask again for early exclusion in 3 months. I called trans union and requested an early exclusion. The rep said they don't do that and asked if i would like to file a dispute on the account i want excluded. I said no i don't. Ask them and they will allow an early exclusion 6 months before the deletion date. Transunion can be done with a simple online dispute the first of the month. When you call up do not ask for early. I did an early exclusion with tu last week. I used the online system, pressed the other button, and wrote that i was requesting an early exclusion and wasn't disputing. Here is the straight scoop on getting early exclusion (deorgatory accounts removed from your report early) from all 3 credit bureaus. This is accurate 10/12/2023. There are three ways you can launch a dispute into item (s) on your report: I was able to get early exclusion with transunion and experian for 13 separate late payments on my student loans. I would definitely ask experian and transunion.